Family Floater Health Plans: Secure Your Family’s Health with One Policy!
A Family Floater Health Plan is a single health insurance policy that covers all family members under one sum insured. Instead of purchasing individual health policies for each family member, you can opt for a family floater plan that provides comprehensive coverage at an affordable premium.
Benefits of Family Floater Health Plans:
Comprehensive Coverage:
Covers the entire family, including spouse, children, and parents, under one plan.
Provides coverage for medical expenses such as hospitalization, surgery, daycare procedures, and more.
Cost-Effective:
Single premium for the entire family, making it more economical than buying individual plans.
High Sum Insured:
The sum insured can be shared among all family members, ensuring adequate coverage during medical emergencies.
Tax Benefits:
Premiums paid are eligible for tax deductions under Section 80D of the Income Tax Act.
No Hassle of Multiple Policies:
One plan, one renewal date, and one premium make it convenient to manage.
Flexibility to Add Members:
Easily add new family members, like a newborn baby, to the existing plan.
Top Companies Offering Family Floater Health Plans:
Care Health Insurance (Exclusive Tie-Up):
Plans: Care Health Insurance Plan, Care Advantage, Care Freedom
Benefits: Comprehensive family coverage, no-claim bonus, automatic recharge, cashless treatment at a wide network of hospitals.
Star Health and Allied Insurance Co. Ltd.:
Plans: Family Health Optima, Star Comprehensive Health Insurance
Benefits: Comprehensive coverage, automatic restoration of the sum insured.
New India Assurance Company Ltd.
Plans: New India Mediclaim Policy, Family Floater Mediclaim Policy
Benefits: Wide network of hospitals, cashless claims.
HDFC ERGO General Insurance Co. Ltd.:
Plans: Optima Restore, Health Suraksha Family Floater
Benefits: Automatic recharge, lifelong renewability.
ICICI Lombard General Insurance Co. Ltd.:
Plans: Health Shield, Complete Health Insurance
Benefits: Pre and post-hospitalization cover, critical illness add-on.
Tata AIG General Insurance Co. Ltd.:
Plans: MediCare Premier, MediCare Plus
Benefits: Comprehensive coverage, global cover.
Why Buy a Family Floater Health Plan?
- Protects your savings during medical emergencies.
- Stay stress-free knowing that your family’s health is covered.
- Get maximum coverage for your entire family at a lower cost.
- Manage one policy instead of multiple plans for each member.